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Save money with

Advantage Education Loans!

Pick the loan that's right for you

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Save money with

Advantage Education Loans!

Pick the loan that's right for you

Advantage Education Loans

For undergraduate, graduate and professional level students who need additional funds, we provide a way to help pay college expenses.

Our student loans have low FIXED rates from 3.50% to 6.74% APR* using autopay.

Get Started!

Advantage Parent Loans

We offer parent loans with lower rates than federal PLUS loans! These educational loans are for parents of undergraduate, graduate and professional level students who need additional funds for college.

Our parent loans have great FIXED rates from 3.50% to 6.74% APR* using autopay.

Get Started!

Advantage Refinance Loans

Once you're out of school, consider refinancing or consolidating your education loans to get a lower interest rate and one convenient loan. You can save on interest charges and get out of debt faster.

Our refinance loans and consolidation loans have terrific FIXED rates that start as low as 3.74% APR* using autopay.

Get Started!

For undergraduate, graduate and professional level students who need additional funds, we provide a way to help pay college expenses.

Our student loans have low FIXED rates from 3.50% to 6.74% APR* using autopay.

NO fees!

We offer parent loans with lower rates than federal PLUS loans! These educational loans are for parents of undergraduate, graduate and professional level students who need additional funds for college.

Our parent loans have great FIXED rates from 3.50% to 6.74% APR* using autopay.

NO fees!

Once you're out of school, consider refinancing or consolidating your education loans to get a lower interest rate and one convenient loan. You can save on interest charges and get out of debt faster.

Our refinance loans and consolidation loans have terrific FIXED rates that start as low as 3.74% APR* using autopay.

NO fees!

FIXED interest rates

— no worries about ever-fluctuating variable rates

NO fees

— no surprises! The amount borrowed is the amount received

Several repayment options

— choose the repayment plan that best fits your needs.

Autopay incentives

— more long term savings

Benefits similar to federal loans

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* APRs and quoted savings are representative samples for educational purposes only and may not reflect current or actual loan rate offers or available percentage rates. Your actual APR will depend upon your credit transactions and credit history and will be determined once a credit decision is made. Advantage Education Loans have no application, origination, default, late or NSF fees.

Advantage Education Loans are private loans. We recommend applying for all eligible grants and scholarships first. We reserve the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice. Rates vary based on the repayment plan or repayment term you've selected, your credit history and other factors. Advantage Education Loans are owned, managed, and serviced by KHESLC, a state-based, non-profit lender. We do not sell or subcontract our loans.