Repayment Calculator

 

Calculate your student loan payment before you borrow so you can make the right choices.

Enter your Current Loan

All three fields must be filled in to compute. Loan Amount must also be at least 7500.

Current Loan Representation

How's your Credit?

Repayment Period (Years)

10
15
20

New Monthly Payment

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Lifetime Savings Over Competitor

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Total Paid

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Monthly Savings Over Competitor

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Rates are reduced even further when you take advantage of our autopay service!

Advantage Refinance Loans

Interest rate effective date is 12/15/2023.

Repayment TermsFeesAPR Rate Tiers *
(All rates fixed for the life of the loan)
10-Year Term

0.00
5.95% - 9.20%
15-Year Term

0.00
8.10% - 9.41%
20-Year Term

0.00
8.49% - 9.99%
*

APRs are representative samples for educational purposes only and may not reflect current or actual loan rate offers or available percentage rates. Your actual APR will depend upon your credit transactions and credit history and will be determined once a credit decision is made. Advantage Education Loans have no application, origination, default, late or NSF fees.

Advantage Education Loans are private loans. We recommend applying for all eligible grants and scholarships first. We reserve the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice. Rates vary based on the repayment plan or repayment term you've selected, your credit history and other factors. Advantage Education Loans are owned, managed, and serviced by KHESLC, a state-based, non-profit lender. We do not sell or subcontract our loans.