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Advantage Refinance Loans

Refinance your student loans

and save thousands!

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Advantage Refinance Loans

Refinance your student loans

and save thousands!

GET STARTED

Roll all your student loans into one convenient loan, save on interest charges and get out of debt faster!

FIXED rates as low as 3.74% APR* with autopay, and NO fees!!

The Advantage Refinance Loan is one of the few loans that let you consolidate both private and federal education loans into one convenient loan. Take advantage of our autopay service for lower rates.

Benefits and Features

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Flexible terms of 10, 15, or 20 years
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Any school-certified loans are eligible
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NO fees
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NO prepayment penalties
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Low FIXED rates that can save you money over the life of the loan
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Applying with a creditworthy cosigner may help you qualify and/or receive a lower FIXED rate.
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Apply Now
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Our refinance loans have low FIXED rates starting at 3.74% APR* using autopay, and NO fees!

Advantage Refinance Loans

Refinance your high-interest Parent PLUS Loan too!

Student borrowers may refinance/consolidate their education loans and any parent loans for which they are the benefitting student.

Parents may refinance/consolidate their own student loans and any parent loans they have.

Get Started on the Application

Or call 1-800-988-6333 to request an application.

* APRs and quoted savings are representative samples for educational purposes only and may not reflect current or actual loan rates offers or available percentage rates. Your actual APR will depend upon your credit transaction and credit history and will be determined once a credit decision is made.

Advantage Refinance Loans are private loans. We reserve the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice. Rates vary based on the repayment term, your credit history and other factors. Advantage Education Loans are owned, managed and serviced by KHESLC, a state-based, non-profit lender. We do not sell or subcontract our loans.