Tools

 
Advantage Refinance Loans
Repayment TermsFeesAPR Rate Tiers *
(All rates fixed for the life of the loan)
Excellent
Credit
Very Good
Credit
Good
Credit
Fair
Credit
10-Year Term

0.00
3.99% - 4.79%
4.57% - 5.30%
5.07% - 5.98%
5.37% - 6.90%
15-Year Term

0.00
4.59% - 5.50%
4.89% - 5.80%
5.28% - 6.55%
6.07% - 7.48%
20-Year Term

0.00
5.28% - 6.25%
5.50% - 6.75%
5.75% - 7.54%
6.27% - 7.78%

Rates are reduced even further when you take advantage of our autopay service!

*

APRs are representative samples for educational purposes only and may not reflect current or actual loan rate offers or available percentage rates. Your actual APR will depend upon your credit transaction and credit history and will be determined once a credit decision is made. FIXED interest rates and their corresponding APRs are based on the repayment plan/term, your credit history and other factors. KHESLC reserves the right to modify or discontinue loan features loan features or benefits or to discontinue loan programs at any time without notice.

KHESLC is a public, not-for-profit organization. Advantage Loans are offered to students and their parents, as well as those who want to refinance their educational loans.