About Us

The Advantage Education Loan, the Advantage Parent Loan and the Advantage Refinance Loan are owned, serviced and collected by the Kentucky Higher Education Student Loan Corporation (KHESLC). They are originated and disbursed by our sister agency, the Kentucky Higher Education Assistance Authority (KHEAA).

Both agencies are state-based, not-for-profit, governmental entities. As such, our mission is to expand educational opportunities by providing financial aid and informational resources to enable students and families to attain their higher educational goals.

Being a not-for-profit entity means that the money we make goes back into our loans for the continued service to students and families - not into the pockets of shareholders or executives in the form of dividends or bonuses.

When you borrow an Advantage Education Loan, you can rest assured you are receiving one of the lowest fixed interest rate education loans in the nation. That means over the life of the loan, more money in your pocket from the savings in interest paid and no fees charged.

If you must borrow college expenses - borrow from someone who can help you now and later. Borrow with the Advantage Education Loan.