To use our online Advantage Education Loan application process, please upgrade your browser to a browser like Chrome, Firefox, Safari, or Edge.
If you need assistance to enable scripting, please contact customer support at 1-800-818-2678.
The Advantage Parent Loan is a great option for parents of undergraduate and graduate students who need additional money for college. Once students have exhausted their grant and scholarship options, it's good to know there’s another education loan product for you to help them.
FIXED rates as low as 4.01% APR* with auto pay.
Your FIXED interest rate is based on credit history, income, repayment plan selected, borrower's state of residence and other factors, plus there are NO FEES! Take advantage of our auto pay service for even lower rates.
Applying with a creditworthy cosigner may help you qualify and/or receive a lower FIXED rate.
Or call 1–800–988–6333 to request an application.
* Parent loan 4.01% APR based on freshman with a $10,000 loan using auto pay, Immediate Full Repayment plan, excellent credit, 10-year repayment term.
Advantage Parent Loans are private loans and are available for parents of undergraduate and graduate students who need additional money for college. Students should apply for eligible grants and scholarships first. We reserve the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice. Rates vary based on credit history, income, repayment plan selected, use of auto pay, borrower's state of residence and other factors. Advantage Parent Loans are owned, managed and serviced by KHESLC, a state‐based non‐profit lender. We do not sell or subcontract our loans. Rates current as of 7/1/17.